As your access and use of this Site automatically bind you to the following terms and conditions, please read them carefully. TARENO FUND reserves itself the right to change the User Conditions anytime and the use of the Site will be submitted to the most recent User Conditions, available on the Site at the moment of the use. As used herein, the term “user”, “visitor”, “you” and “your” shall mean the user of this Site. This Internet site (the « Site ») is provided by TARENO FUND, having its registered office at 3, rue de la Poste, L-2336 Luxembourg.
The visitors access the Site through the communication network of Internet. They declare to be aware of the risks and to accept them. TARENO FUND cannot be held liable for any damages incurred by the visitor during or after browsing the Site. TARENO FUND reserves itself the right to stop at any time all or partial supply of information. The information contained and accessed on the site is provided by TARENO FUND for general guidance and is intended to offer the user general information of interest. It is not to be considered as creating a TARENO FUND-client relationship. TARENO FUND aims to disclose correct and updated information, but it cannot avoid errors or omitted updates. The information provided is not intended to replace or serve as substitute for any professional advice, consultation or service. You should consult with a TARENO FUND professional.
As the content on the Site is copyrighted, any unauthorized use of any materials on the Site may violate copyright, trademark and other laws. Should a user download the materials on the Site for personal or non-commercial use, the user must retain all copyright, trademark or other similar notices contained in the original materials on or any copies of the material. Materials on the Site may not be modified, reproduced or publicly displayed, performed or distributed or used for any public or commercial purposes.
TARENO FUND does not systematically check the content of its linked sites. TARENO FUND is not responsible for the content presented on other Internet sites, neither for their lawfulness nor for the accuracy of the information contained therein.
Any dispute in connection with the use of the Site is governed by the laws of Luxembourg and the Courts of Luxembourg shall have exclusive jurisdiction.
Copyright
Copyright website ©2021 All rights reserved.
All texts, images, graphics as well as the design and layout of this website are subject to a worldwide copyright. Unauthorised duplication, editing, disclosure, dissemination or any other form of use or commercial exploitation of specific content or complete pages may be subject to prosecution under civil and criminal law.
Liability Of The Website User
The website user is required to use the website responsibly, taking care not to introduce any viruses or other malware and to generally refrain from any form of use that may harm the website provider or third parties, whether negligently or intentionally.
Liability Of The Website Provider
The content of this web platform has been created carefully and conscientiously. Nevertheless, the provider of this website gives no warranty that the pages and content provided are at all times up-to-date, complete or accurate.
External Links
This website contains links to other third party websites whose content is beyond the control of the provider of the present website. For that reason, the provider can provide no guarantees concerning such content. In principle, the provider of the linked website is responsible for the content and accuracy of the information provided.
When setting up the links for the first time, the website provider examined the external linked websites, but we do not constantly check the content of the linked third party websites. Such links will not be removed unless the provider of the present website receives reports of unlawful content on the external linked website in question.
Risks Of Data Transmission By E-Mail
Online data transmission entails risks: information that you send unencrypted by e-mail to the website provider may be read, stored and misused by third parties en-route. You should therefore refrain from sending any confidential information by e-mail.
Applicable Law And Competent Courts
The present website and its use are subject to the laws of the Grand-Duchy of Luxembourg. Any dispute related to the website is subject to the exclusive competence of the courts of Luxembourg-city, Grand-Duchy of Luxembourg.
1. Subject Matter Of The Privacy Policy
Welcome to our website! In accordance with Articles 13 and 14 of the EU General Data Protection Regulation No. 679/2016 (hereinafter “GDPR”), this Privacy Policy is intended to inform you of the data processing procedures and the protection of your personal data related to our website, its content and our services.
“Personal data” means all information related to an identified or identifiable individual. An “identifiable” individual is one who can be directly or indirectly identified.
2. For The Data Processing Controller And Data Protection Officer
2.1 DATA CONTROLLER
The personal data processing controller is:
Tareno (Luxembourg) S.A.
3, rue de la Poste L-2346 Luxembourg
Tel : +352 26 86 67 1
E-mail : info@tareno.lu
RCS Luxembourg B 107055
N° TVA LU 20592366
2.2 DATA PROTECTION OFFICER
If you have any questions about the processing of your personal or your rights to privacy, please contact the Data Protection Officer at the address indicated above, attn: Data Protection Officer, or at the following e-mail address info@tareno.lu
3. Collecting And Storing Personal Data And How And Why We Use Such Data
3.1. LOG-FILES
Each time you open our website, the browser you are using on your end device will automatically send data to our website’s server for storage in server log files. Such data consist in information related to an identified or identifiable individual. The following information is stored in that way:
• your end device’s IP address,
• date and time of the website call (request to the host provider’s server),
• name and URL of the file called,
• URL of the website from which you called our website,
• type and version of the browser used,
• operating system used and the name of your access provider.
The purpose of such data processing is to ensure that our website can be properly opened and displayed on your end device. The information will also be used to optimise our website and ensure the security and stability of our systems.
The legal basis for the processing is GDPR Art. 6 (1) (f). We have a legitimate interest in providing you with a website adapted to your browser and end device. You have the right to object to supplying such information but your failure to do so may prevent you from using our website in whole or in part.
The processed information will be stored only as long as necessary for the intended purpose or for the statutory retention period.
The recipient of the information is the Server Host working in the framework of a data processing agreement.
3.2. COOKIES
We use cookies on our website. Cookies are text files that are automatically created by your browser and stored on your end device when you visit our website.
Cookies can be used to store your input and settings on a website so that you do not have to indicate or enter the same information every time you visit a website. Cookies contain a “Cookie ID” which allows us to identify the end device on which the cookie was stored.
We use the following types of cookies on our website:
Session cookies, which make you and/or your end device identifiable while you are visiting our website. Session cookies are automatically deleted each time to leave our website.
The purpose of such processing is to make our website more convenient for you to use by allowing you to store your settings.
The legal basis for the processing is GDPR Art. 6 (1) (f). We have a legitimate interest in providing you with a website that stores your personal settings to make it easier for you to use our website.
Most browsers accept cookies automatically but you can restrict or wholly disable our use of cookies in your browser settings. If you disable cookies completely you might not be able to use all the features of our website. You can also instruct the system to delete cookies automatically when you close the browser window.
For more information about how to delete cookies and/or change cookie settings in the most common browsers, check out the following links:
Google Chrome: https://support.google.com/chrome/answer/95647
Mozilla Firefox: https://support.mozilla.org/en-US/kb/delete-cookies-remove-info-websites-stored
Apple Safari: https://support.apple.com/kb/ph51411?locale=en_GB
Microsoft Internet Explorer: https://support.microsoft.com/en-us/help/17442/windows-internet-explorer-delete-manage-cookies
When you return to our website, cookies let us recognise automatically that your IP address has already been on our website before. Third-party cookies may also be set by the service providers we use. We will inform you separately of our use of cookies associated with the individual services.
4. Third Party Website Links
Our website may contain links to external third-party websites. Data processing on other websites is carried out under the responsibility of the relevant third party, and such processing is therefore beyond our control. For more information, please refer to the privacy policies of the relevant third-party websites.
5. Data Security
We protect our website and other systems by taking appropriate technical and organisational measures against the loss, destruction, access, modification or dissemination of your data by unauthorised persons. Despite such measures, complete protection against all risks is not possible given the nature of the internet.
6. Data Subjects’ Rights
Data subjects have certain rights subject to the conditions defined in the GDPR. Every data subject generally has the following rights:
Right of access by the data subject (GDPR Art. 15): you have the right to obtain information about the processing of your personal data and its main components.
Right to rectification (Art. 16 GDPR): you have the right to demand rectification of data concerning you and/or completion of incomplete data.
Right to object (GDPR Art. 21): insofar as your personal data is processed on the basis of legitimate interests within the meaning of GDPR Article 6 (1) (f), you have the right to object to such processing on grounds relating to your particular situation (without prejudice to our compelling legally protected interests) and/or to object to direct advertising. If you wish to exercise your right to object, you may send us an e-mail at the following address: info@tareno.lu. We will keep a file in which the relevant information of the persons who have exercised their right to object will be processed in order to respect the data subject’s wishes. The information in the opt-out list will be stored for 3 years and then deleted.
Right to erasure (GDPR Art. 17): under certain conditions, you have the right to erasure of your personal data stored by us, e.g., in case the personal data are no longer necessary in relation to the purposes for which they were collected or if you have made a legitimate objection to the data processing. The right to erasure is not always applicable, especially not if the processing is necessary for exercising the right of freedom of expression and information; for compliance with a legal obligation, for reasons of public interest or for the establishment, exercise or defence of legal claims.
Right to restriction of processing (GDPR Art. 18 et seq.): you have the right to obtain the restriction of the processing of your personal data under certain conditions, in particular if you contest the accuracy of the data but you do not wish to obtain erasure of the data; the information is no longer needed by us but you need the information for the establishment, exercise or defence of legal claims, or you have made a legitimate objection to the data processing.
Right to data portability (GDPR Art. 20): in certain cases defined by law, you have the right to receive your personal data that you supplied to us, in a structured, commonly used and machine-readable format and you have the right to transmit those data to another controller.
We further inform you that the consent you may have given may be withdrawn at any time, in which case we will not be allowed to continue the data processing based on such consent in the future, without prejudice to the lawfulness of the processing that was performed on the basis of such consent prior to the time of withdrawal.
We reserve the right to obtain confirmation of your identity when you ask us for information and documents.
We encourage you to send us any requests or queries you may have concerning your rights to info@tareno.lu e-mail address (of the Data Protection Officer if applicable)]. If you believe that the processing of your data is not compliant with the GDPR, you have the right to file a complaint with the competent data protection authority (cf. www.cnpd.lu).
7. Changes To The Privacy Policy
It may be necessary to adapt this Privacy Policy in case of changes in our company procedures or amendments of the applicable laws. You will be informed of any such change in a timely manner. Please examine the currently applicable Privacy Policy when you visit our website.
Complaints may be sent by post to:
Tareno (Luxembourg) SA
Mr Guy Kieffer
3 rue de la Poste
L-2346 Luxembourg
or by e-mail to: guy.kieffer@tareno.lu
Tareno (Luxembourg) SA will handle each complaint as soon as possible.
For simple matters, the claimant will receive a response within a maximum of ten days from the date the letter submitting the complaint is received. For more complex matters, acknowledgement of receipt will be sent to the claimant within ten days. In any event, Tareno (Luxembourg) SA will respond to the claimant no later than one month from the date the complaint is received. If it is not possible to provide a response within this one-month period, the claimant will be contacted by Tareno (Luxembourg) SA and provided with an explanation of the reasons for the delay and an estimated date for the response.
If the response provided by Tareno (Luxembourg) SA does not satisfy the claimant, he/she may contact the Luxembourg Financial Sector Regulatory Authority (CSSF) pursuant to the non-judicial complaint handling procedure:
Commission de Surveillance du Secteur Financier (CSSF) Département Juridique CC
283 route d’Arlon L-2991 Luxembourg www.cssf.lu
E-mail: reclamation@cssf.lu Fax: +352 26 25 1 2601
DATA PROTECTION
Since 25 May 2018, Tareno (Luxembourg) SA processes personal data in accordance with EU Regulation 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and the free movement of such data.
“Personal Data” means any information relating to an identified or identifiable natural person. A natural person is deemed to be identifiable if he/she can be identified, directly or indirectly, in particular by reference to an identification number or to one or more elements specific to his/her physical, physiological, genetic, mental, cultural, social or economic identity.
“Personal Data Processing” means all uses of such data, such as collection, recording, organisation, retention, adaptation or alteration, retrieval, consultation, use, disclosure by transmission, dissemination or otherwise making data available, as well as the alignment or combination, locking, erasure or destruction of data.
Personal data that may be collected and processed:
Identification data (e.g. name, address, telephone numbers, date of birth, gender, identity card number, e-mail address, IP address)
Financial data (e.g. bank account numbers, income, real estate, financial transactions)
Information on education, training, occupation, employer, leisure activities, marital status
Personal data that is not processed:
Sensitive data (racial or ethnic origin, political opinions, religious or philosophical beliefs, trade union membership, state of health, sexual orientation, genetic data), except with the consent of the data subjects
Legitimacy / purpose of personal data processing:
Data processing is necessary for the performance of a contract that you have entered into or intend to enter into with us
You have given us your consent (e.g. direct marketing)
Data processing is necessary to comply with a legal obligation imposed on us (know your customer, MiFID, combating money laundering, terrorist financing and tax fraud)
Data processing is necessary to protect a legitimate interest of Tareno (Luxembourg) SA (defence of the interests of Tareno (Luxembourg) SA in legal proceedings, if our interests prevail over your interests, rights and fundamental freedoms)
Personal data processing
Processing is limited to your data for which there is a direct relationship with the initial purpose of the processing. The information processed is necessary to achieve such purpose and, therefore, includes data for which there is a direct relationship. Every effort is made to ensurethat the data processed is correct and current. In addition, data is treated confidentially and stored in secure locations places and on secure equipment. We have taken appropriate organisational, technical and physical measures to ensure the data is protected and to prevent accidental or unlawful destruction, accidental loss, alteration, or unauthorised disclosure of or access to the data.
Access to your data is restricted to employees and external service providers in connection with the performance of their services for the same purposes (e.g. IT services). We may also transfer data to other financial institutions (e.g. your custodian bank). Finally, your personal data may be transferred to a public authority pursuant to a legal or regulatory obligation.
Tareno (Luxembourg) SA retains your personal data for the time necessary to achieve the purpose and in accordance with its legal obligations.
Your rights:
Right of access and to have a copy
Right of rectification
Right to erasure (under the conditions and within the limits provided for by the Data Protection Regulation)
Right to portability: you can request that you be provided your personal data in a structured, commonly used and machine-readable format in order to transmit it to a third party
Right to object: for example, you may at any time withdraw your consent to the processing of your personal data
If you wish to exercise any of these rights, or if you are not satisfied with the way in which we process your personal data, you may contact us by post at:
Tareno (Luxembourg) SA
Mr Guy Kieffer
3 rue de la Poste
L-2346 Luxembourg
or by e-mail at: guy.kieffer@tareno.lu
If you are not satisfied with the response of Tareno (Luxembourg) SA, you can submit a complaint to:
Commission National pour la Protection des Données (National Data Protection Agency)
1 avenue du Rock’n’Roll
L-4361 Esch-sur-Alzette
www.cnpd.lu
Complaints handling
Complaints may be sent by post to:
Tareno (Luxembourg) SA
Mr Guy Kieffer
3 rue de la Poste
L-2346 Luxembourg
or by e-mail to: guy.kieffer@tareno.lu
Tareno (Luxembourg) SA will handle each complaint as soon as possible.
For simple matters, the claimant will receive a response within a maximum of ten days from the date the letter submitting the complaint is received. For more complex matters, acknowledgement of receipt will be sent to the claimant within ten days. In any event, Tareno (Luxembourg) SA will respond to the claimant no later than one month from the date the complaint is received. If it is not possible to provide a response within this one-month period, the claimant will be contacted by Tareno (Luxembourg) SA and provided with an explanation of the reasons for the delay and an estimated date for the response.
If the response provided by Tareno (Luxembourg) SA does not satisfy the claimant, he/she may contact the Luxembourg Financial Sector Regulatory Authority (CSSF) pursuant to the non-judicial complaint handling procedure:
Commission de Surveillance du Secteur Financier (CSSF) Département Juridique CC
283 route Arlon L-2991 Luxembourg www.cssf.lu
E-mail: reclamation@cssf.lu Fax: +352 26 25 1 2601
